Programs and strategies to minimize the likelihood and severity of hazard and operational risk.
Protection of property is critically important to safeguard people, protect property, minimize business interruption, and prevent environmental contamination. Protection of property to “highly protected risk” standards can reduce insurance premiums and qualify for better terms and conditions. Failure to protect properties or hazardous operations in accordance with OSHA standards and fire codes can result in significant fines and penalties.
Preparedness, LLC has more than 35 years of experience in hazard prevention working in dozens of industries and facilities around the world. We assess process hazards and offer recommendations for protection. We also develop strategies for protection of facilities based on company-specific business and risk management objectives. Having decades of experiences with the insurance industry, Preparedness, LLC understands the requirements of the marketplace and can help you get the most benefit from insurer and third party loss prevention services.
We survey facilities to assess hazard and operational risk, and we make detailed recommendations to enhance protection. We can evaluate the protection of your facility using “highly protected risk” standards of the insurance industry as well as model fire prevention and life safety codes enforceable across the United States. We also evaluate hazard prevention, risk mitigation, emergency response, and business continuity programs.
We can estimate loss potential and compile COPE (construction, occupancy, protection, and exposure) data into an electronic database for marketing your property insurance program.
We also design and conduct audits, so you can benchmark performance of individual facilities, business units, or the entire organization.
There is an increasing number, and often-tangled web of local, state, and federal laws, rules, and regulations. OSHA focuses on workplace safety, fire marshals enforce fire prevention codes, and building officials enforce building codes. NFPA 101, the Life Safety Code®, is enforceable in many jurisdictions along with one of the model building codes. There are an increasing number of occupancy-specific homeland security regulations.
It’s difficult enough to understand these often overlapping codes, and even more difficult to comply when regulations lag years behind national standards promulgated based on the latest research.
Preparedness, LLC staff have served on National Fire Protection Association standards-making committees for more than 20 years. We understand the codes and are able to offer advice on the best strategies to protect your property and comply with the codes. We can also work with code enforcers to represent your best interests.
Our preparedness bulletins provide guidance for program development, implementation, and evaluation.
Conduct a risk assessment to identify the threats and hazards that could cause unacceptable impacts to the assets of your organization. Potential impacts are determined by the location and magnitude of the hazard, and vulnerabilities of the infrastructure, site, buildings, operations, systems, equipment, and people. A comprehensive risk assessment will provide a picture of risk that can be used to prioritize hazard mitigation and build other preparedness programs.
A BIA is a management-level analysis that identifies the potential impacts of business interruption and their escalation over time. Loss of revenue, loss of market share, deferred revenue (cash flow), increased expenses, regulatory fines, and contractual penalties (or loss of incentive bonuses) can be estimated. Impacts on relationships with customers, regulators, and other stakeholders are also considered.
There are many potential causes for supplier failure, and the impact to business operations can be significant. Analysis of supplier risk should begin by identifying the products that generate the most value to the organization. Next, identify the suppliers for those product lines. Survey all suppliers that are sole or single source then others that are considered highly valued. Construct a risk survey to help you understand the resiliency of your critical suppliers.
Emergency plans should include actions to protect life safety from foreseeable hazards identified during the risk assessment. Protective actions include evacuation, lockdown, and shelter-in-place. If an armed perpetrator is inside a building threatening or actively using a weapon to harm people, occupants must know whether to “run” from the building; “hide” from the perpetrator(s) (also known as “lockdown”), or “fight” (counter) the perpetrator.
Before the heavy snow warnings are broadcast and the frigid blasts of arctic weather arrive, it’s important to prepare your facility and your employees. Preparations before the severe weather can save costly damage to equipment and facilities and maintain important fire and life safety systems. Plans should also include actions to be taken if power or other utilities are interrupted.
Melting snow can combine with rain in the winter and early spring; severe thunderstorms can bring heavy rain in the spring and summer; or tropical cyclones can bring intense rainfall to the coastal and inland states in the summer and fall. Flash floods occur within six hours of a rain event, after a dam or levee failure, or following a sudden release of water held by an ice or debris jam.
Hurricane season begins each year on June 1. No matter the forecast for number of storms, major hurricanes, and land-falling hurricanes, it only takes one storm to cause many deaths and billions in damages. “Superstorm” Sandy was not technically a hurricane when it made landfall, but it caused billions in damages. Recovery efforts continue years later.
Summer is thunderstorm season, and thunderstorms bring lightning, heavy rainfall, hail, and tornadoes. Resulting fatalities, property damage, and losses from business interruption are significant. Natural hazards can’t be prevented, but emergency management can protect life, mitigation can reduce property damage, and business continuity planning can speed recovery and reduce operational impacts.
Since 2009 the world has not faced a significant pandemic, but experts warn it is just a matter of time. The Center for Infectious Disease Research and Policy (CIDRAP) reports that pandemics occur on average roughly three times per century. However, “scientists wouldn’t be all that shocked if pandemics started coming more frequently.” Now is the time to review, update, and exercise a pandemic preparedness program.
Will your preparedness program safeguard lives if there is a fire or active shooter? Will business continuity strategies enable you to continue priority operations when your building can’t be reoccupied? Will your communications plan enable you to quickly and effectively communicate with your customers and stakeholders as news is tweeted and blogged soon after emergency vehicles arrive? Auditing your program will answer these questions and identify opportunities for program improvement.